Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, a ride is available at your fingertips, making transportation more convenient than ever. However, with convenience comes risks. Collisions can occur, and passengers could end up injured.

In this article, typical Uber accident injuries, how to determine liability, as well as the legal process for compensation.

Common Uber Injuries

An Uber accident can cause a variety of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:

Whiplash: This neck injury is common in rear-end collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.

Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.

Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.

Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These injuries may require surgery, physical therapy, and long-term care.

Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.

Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.

Figuring Out Fault in Uber Injury Cases

Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.

Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.

A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.

The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.

Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.

Insurance Coverage for Uber Accidents

The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Driver Picking Up or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Steps in an Uber Injury Lawsuit

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in can you sue for back pain after car accident financial recovery for hospital bills, lost income, and more.